Saturday, January 25, 2020

Gender Differences in Fear of Crime Anxiety

Gender Differences in Fear of Crime Anxiety Qualitative Data Analysis Using Open Coding Gender difference, anxiety and fear of crime 1995 Introduction This is a Qualitative Data Analysis done on the data set of â€Å"Gender difference, anxiety and fear of crime 1995†. Qualitative Research is development of concepts which help us to understand social phenomena in natural (rather than experimental) settings, giving due emphasis to the meanings, experiences and views of the participants (Pope and Mays, 1995, 311:42-45). Qualitative Data Analysis is used in market research to congregate a thorough insight of human behaviour and the rationale behind such behaviour. It tries to clarify the why and how of decision making rather than focusing only on what, where and when (Hamersley, 2013). In this report efforts have been made to understand the behaviour of two people (one male and other female) – both white unemployed below the age of 18 and belonging to high crime area. The report will try to analyse the data collected with respect to Gender Difference, Anxiety and Fear of Crime. Methodology and Research Design The objective of using qualitative research method for this project is to: To describe individual experience. To describe group norms. To describe variations. To describe and explain relationships. According to Merriam (2009), some of the commonly used qualitative research methods include the following methods: Generic Qualititative Research involving a free approach as per the research project in hand. Ethnographic Research also called methodology of the people. Grounded Theory, an inductive type of research, is developed on the data obtained from sources like interviews, surveys, observation, review of records and quantitative data. Phenomology is the study of live experiences encountered by the participants. Philosophical Research, conducted by professional experts is used to ascertain ethics, clarify definitions or to make an important finding related to their specific field of study. Critical Social Research is used to understand the communication between people and the development of symbolic meanings. Ethical Inquiry studies the ethics related to rights, duties, choices, etc. Foundational Research studies the basis for science, analyzes beliefs and comes up with ways to identify how the existing knowledge can be changed with regard to new information. Historical Research studies the past and present in respect to the present scenario and helps to solve current issues. Framework Method wherein data is collected by transcribing interview or creating field notes while conducting participant observation or observing objects or social situations. It can be said to be a combination of Grounded Theory and Phenomology methods. In this project I have employed Framework Method because it has the following features: Simultaneous collection and analysis of data. Creation of analytic codes and categories developed from data and not by pre-consisting conceptualisations. Discovery of basic social processes in the data. Inductive construction of abstract theories. Theoretical sampling to refine categories. Integration of categories into a theoretical framework. Qualitative researchers typically employ the following methods for gathering information:Participant Observation, Non-participant Observation, Field Notes, Reflexive Journals, Structured Interview, Semi-structured Interview, Unstructured Interview, and Analysis of documents and materials. In this project unstructured in-depth interviews using open-ended questions (without any preset questions) were conducted. The interview started with broad questions (related to the topic) and continued based on the participant’s response. An appropriate sample size for a qualitative study is one that adequately answers the research questions. For simple questions or very detailed studies, this might be in single figures; for complex questions large samples and a variety of sampling techniques might be necessary. There are three broad approaches to selecting a sample for a qualitative study (Marshal 1996): Convenience Sample: This involves the selection of most accessible selection. Judgement Sample: The most productive sample is selected to answer the research question. This can involved developing a framework of the variables that might influence and individual’s contribution and will be based on the researcher’s knowledge of the research area, the available literature and evidence from the study itself. Theoretical Sample: Theoretical sampling necessitates building interpretative theories from the emerging data and selecting a new sample to examine and elaborate on this theory. In practice, qualitative sampling requires a flexible, pragmatic approach. I have taken a sample data that includes a female and a male- both white, unemployed, belonging to high crime area and in the age group of 16-17. The participants belonging to different sex can give a true picture related to the influence of gender on the study being conducted. The female will be referred to as Participant 1 and the male will be referred to as Participant 2 in the coding table. Comparisons are made between the experiences of both the participants. Secondarydata is data collected by someone other than the user. Common sources of secondary data forsocial scienceincludecensuses, organisational records and data collected through qualitative methodologies orqualitative research.Primary data, by contrast, are collected by the investigator conducting the research. As is the case inprimary research, secondary data can be obtained from two different research strands: Quantitative: Census, housing, social security as well as electoral statistics and other related databases. Qualitative:Semi-structuredandstructured interviewsfocus group’stranscripts,field notes,observationrecords and other personal, research-related documents. I have used the interviews (qualitative research) conducted as my secondary source for data analysis. Procedure of Framework Method Analysis: According to the Framework Method procedures (Adams. et. al 2007; Gale, 2013), the following steps were followed: Stage 1: Transcription According to Adams. et. al (2007), A transcript of the interview must be made. Context is of primary importance. A word to word transcription for both the interviews has been made. Adequate spacing has been provided in the transcripts for coding and making notes. Both the transcripts are in comparable formatting. I checked all transcripts for errors by listening back to the audio-recording and reading the transcripts simultaneously. Stage 2: Familiarisation with the interview According to Gale (2013), getting acclimatized with the transcript is an important part of this method. For best interpretation I have tried to understand the interview thoroughly by going through the interview transcripts repeatedly. Familiarisation through reading and making notes in this way also enabled me to find my way easily around the pages of transcript later in the analysis. Stage 3: Coding While reading the transcript line by line, the researcher should apply a label or code that portrays what they have inferred as important. In more inductive studies, at this stage ‘open coding’ takes place, i.e. coding anything that might be relevant from as many different perspectives as possible (Adams. et. al 2007). Concepts should be named appropriately; because â€Å"people act toward things based on the meaning those things have for them; and these meanings are derived from social interaction and modified through interpretation.† Open Coding includes labelling concepts, defining and developing categories based on their properties and dimensions. (Bulmer, 1969). Codes could refer to substantive things (e.g. particular behaviours, incidents or structures), values (e.g. those that inform or underpin certain statements, such as a belief in evidence-based medicine or in patient choice), emotions (e.g. sorrow, frustration, love) and more impressionistic/methodological elements (e.g. interviewee found something difficult to explain, interviewee became emotional, interviewer felt uncomfortable). Coding aims to classify all of the data so that it can be compared systematically with other parts of the data set. I have used open coding for this research project. I have used â€Å"in vivo codes† i.e. words that participants have used in the interview for coding (Glaser Strauss, 1967). Stage 4: Developing a working analytical framework According to Adams et. al (2007), a set of codes to be applied to all subsequent transcripts should be finalized. Codes can be grouped together into categories (using a tree diagram if helpful), which are then clearly defined to form a working analytical framework. It is always worth having an ‘other’ code under each category to avoid ignoring data that does not fit; the analytical framework is never ‘final’ until the last transcript has been coded.The framework consists of twenty-three codes clustered into four categories each with brief description of their meanings and examples of what ideas and or elements might be summarized under that code. The codes used in this data analysis and their descriptions are mentioned below: In the above table, four categories have been made by grouping codes having similarities based on their common properties. Stage 5: Applying the analytical framework The working analytical framework is then applied by indexing subsequent transcripts using the existing categories and codes. Each code is usually assigned a number or abbreviation for easy identification (and so the full names of the codes do not have to be written out each time) and written directly onto the transcripts (Gale, 2013). Stage 6: Charting data into the framework matrix According to Adams et. al (2007) and Gale (2013), qualitative data are voluminous and being able to manage and summarize data is a vital aspect of the analysis process. A spreadsheet is used to generate a matrix and the data are ‘charted’ into the matrix. Charting involves summarizing the data by category from each transcript. Good charting requires an ability to strike a balance between reducing the data on the one hand and retaining the original meanings and ‘feel’ of the interviewees’ words on the other. The chart should include references to interesting or illustrative quotations. The data has been summarized using the attached Microsoft Excel for each category. As shown below, the matrix for this project comprises of one code in each row per participant. Data has been abstracted from transcripts for each participant and code, summarised it using verbatim words and placed it into correct cells of the matrix. A separate sheet has been used for each category (Please refer to the attached Microsoft Excel file for the details). Stage 7: Interpreting the data Characteristics of and differences between the data are identified, perhaps generating typologies, interrogating theoretical concepts (either prior concepts or ones emerging from the data) or mapping connections between categories to explore relationships and/or causality (Adams. et. al 2007). Themes were generated from the data set by reviewing the matrix and making connections within and between participant and categories. Analysis and conclusion has been done keeping the codes active using the constant comparative method asking (Glaser Strauss, 1978) What is actually happening here? Under what conditions does this happen? What is this data a study of? What category does this incident indicate? The creation of theory is based on a core category. Without zeroing on a core category the framework method will become irrelevant and unworkable. The core category accounts for most of the variation of data and therefore most other categories relate to it in some way. The core category is a more highly abstracted category but still must remain grounded in the data. The major categories are related to the core category and these categories show how the core category works in the lives of participants. From the matrix table (in the attached excel file) we can conclude that the core category is â€Å"Affects of crime† as it gives an overview into the data set with respect to gender difference and the consequence of crime mainly anxiety and fear of crime. The different codes of â€Å"Affects of crime† are presented in the matrix table(attached excel sheet) with relevant quotes from the interview. All the other categories – places of crime, forms of crime and tools used in crime are related to this core category. The following conclusions can be made from the matrix of the data with respect to the project objective of â€Å"Gender difference, anxiety and fear of crime 1995†. 1. Gender Difference: Usually females are not involved in fighting or killing activities in the area. It was only on rare occasions that they were involved in fighting: â€Å"And they were wi us, and they knew that Donna hadnt said nowt cos like wed been knocking about with them for a bit, and they knew that Donna wouldnt have said owt like that. But they never like went to stop Sarah from itting er, and I were only person who stopped Sarah from itting er, cos like she adnt done nowt wrong.†(Participant 1, p.11) Usually the males are involved in illegal activities like scraping, shoplifting, fighting on the streets, burgling and vandalizing because they do not have any other good means of earning: â€Å"Well I know I started like getting into crime, you know, from coming up onto estate. I think its all things that appen on estate you know crime. So thats only thing that I can really do on estate. Cant get a job where  £29.50. Int worth it, end of day. So just go scrapping and things like that.à ¢â‚¬ (Participant 2, p.1) Both the genders do not show much keenness in studies and have dropped out of school without any fixed future plans of pursuing further education: â€Å"Dont know. cos like na I dont know I dont want to miss I like going out and doing different things every day. Not same thing every day. cos school, used to get up, get dressed, go to school, come ome from school, ave me tea, go out, go to bed. Get up, get dressed, go to school, come back, ave me tea, go to bed. So it were same all time.†(Participant 1,p.22). â€Å" I used to get since I moved from Area 45 I went to school. I used to feel that teachers were getting at me all time. I walked into class, itd be one of them. Dont start messing.†( Participant 2, p.4) 2. Anxiety and fear of crime: Activities like threatening, burgling, brick throwing and fighting on the streets have led to a feeling of fear and anxiety especially amongst the female population: â€Å"I was scared. I werent old. I were about 9 or 10.'[Participant1, p.7] They experience insecurity, are scared and nervous because of these activities. They have sleep disorders like nightmares. :† Sometimes I still ave dreams. You know dreams about im, and I wake up screaming. [Participant1, p.16] The males get physically hurt due to being involved in these activities. Males also feel highly insecure due to the violent and dangerous environment in the area as well as the activities they are involved in: â€Å"I said es messing wi bird, so Ive it im. and this kid stood at side, whacked me in face. And all me face were puffed up down ere. And I ad concussion for like a week. [Participant2, p.14] 4. Conclusion Framework methodology was used in the research. In-depth unstructured questions were used for the interview. The interview continued with the flow of response from the participants. The participants were probed to know about their experience of living in the area, the forms of crime they faced or were indulged in, their security concerns, the fear and anxiety resulting from the crimes, etc. They were encouraged to share their experience in detail with the interviewer. Both the genders (male and female) are feeling scared, insecure and anxious because of their surroundings especially because of the crime scenario in the area. Crime in the form of burgling, killing, fighting, etc. could take place anywhere without any substantial reason and in any place like houses, cars, streets, etc. People were not safe in their own houses also. However, the situation seems to have improved over a period of time. 5. Suggestions for future research Would the scenario have been different if the youngsters would have completed their schooling and had they been given better employment opportunities? Would the area become a better and safer place to stay in with crime rate reducing drastically. References: Adams, J., Khan, H. T., Raeside, R., White, D. (2007). Research methods for graduate business and social science students. New Delhi: SAGE Publications India. Blumer, H. (1969). Symbolic Interactionism: Perspective and Method. Englewood Cliffs, NJ: Prentice-Hall. Calman,L. What is Grounded Theory. The University of Manchestar. Gale, N.K., Heath, G., Cameron, E., Rashid, S. and Redwood, S., 2013. Using the framework method for the analysis of qualitative data in multi-disciplinary health research.[online] Available at: http://www.biomedcentral.com/1471-2288/13/117 [Accessed 21 April 2014]. Glaser, B.G. and Strauss, A.L., 1967. The Discovery of Grounded Theory: Strategies for Qualitative Research. Chicago: Aldine Publishing Company. Hammersley, M. (2013). What is Qualitative Research? What Is? Research Methods. London: Continuum/Bloomsbury. Marshal,M.N.1996. ‘Sampling for Qualitative Research’, Family Practice, vol 13, no.6, pp. 522-525. Maykut†, P. and Morehouse†, R .(1994). Beginning Qualitative Research, A Philosophic and Practical Guide, London: The Falmer Press. Merriam, S. (2009). Qualitative research: A guide to design and implementation. San Francisco, CA: Jossey-Bass. Pope, C. and Mays, N. 1995. Qualitative Research: Rigour and qualitative research. BMJ. Seidal, J.V. 1998. [pdf]. Available at: ftp://ftp.qualisresearch.com/pub/qda.pdf [Accessed 22 April 2014]. Qualitative Research Designs. Available at: http://www.umsl.edu/~lindquists/qualdsgn.html[Accessed 23 April 2014] 1

Friday, January 17, 2020

Information Technology Essay

1. What are some of the arguments for and against the use of digital media? For Others think it make us â€Å" smarter â€Å" because it offers so many opportunities’ to discovers. Resources like Wikipedia and Google have helped to organized knowledge and make it accessible to the world; this would not been possible without the internet. Against Some people say that internet and other digital technologies are changing the way we think not for the better. They also say that it make us become â€Å" dumber â€Å" Internet is an unprecedented source of acquiring and sharing all type of information. 2. How might the brain affected by constant digital media usage? According to Michael Merzenich (Neuroscientist) our brains are being â€Å" massively remodeled â€Å" by our constant and ever growing usage of the web. But not only the web that contributes with this trend, our ability to focus on something is also undermined by constant distractions being provided by the use of smart phones, video games, television and other digital technology. Other study shows presented by two identical TV shows, the one with a news crawl and the other without. The viewer retained much more information with the latter part, the impact of these technologies on children are even greater than the adults, because their brains are still developing compare to adults and they are still on the stage of struggling how to set their priorities. 3. Do you think these arguments outweigh the positives of digital media usage? Why or why not? I don’t think that it outweighs on the positive side of the arguments on digital media. Base on the article the people who are against the digital media justified and explain why they are against the use of it. They clearly stated some of the reason and the effect of too much use of it. 4. What additional concerns are there for children using digital media? Should children under 8 use computer and cell phones? Why or why not? No, I don’t think children under 8 years old allow to use cell phones and computers because at this stage they are focus more on playing and social inter action with other kids rather than spending their time on gadgets.

Thursday, January 9, 2020

The Efficacy And Sustainability Of Patagonias Strategy

This report seeks to assess the efficacy and sustainability of Patagonia’s strategy, its success in being an industry role model and the prospects of its Product Lifecycle Initiative in generating profitability and improving the environment. Business Model and Overall Strategy Patagonia’s value proposition is based on embedding environmental sustainability in every business decision it makes. Its core strategy is differentiation by focusing on durability and quality of products whilst minimising its carbon footprint and use of synthetic ingredients (what). The business model revolves around developing innovative technologies and influencing competitors and suppliers alike to adopt environmentally-friendly processes (how). Commitment to these causes while maintaining quality has allowed it to develop a loyal customer base amongst high income groups and athletes (who) and significantly increase customer’s willingness to pay. Products are sold not only via wholesale and catalogue/internet channels but also through 52 dedicated retail stores which provide a sense of community to customers. Value Curve Analysis (Appendix 1) reveals that Patagonia scores highly on qualitative aspects of customer experience and products which offsets higher prices. It has multiple unique product offerings consisting of patented technologies and designs such as Synchilla, Capilene and insulated wetsuits which could be considered as its Valuable, Rare and Inimitable (VRI) resources. However, it’sShow MoreRelatedBackground Inditex, One of the Worlds Largest Fashion Distributors, Has Eight Major Sales Formats - Zara, Pull and Bear, Massimo Dutti, Bershka, Stradivarius, Oysho, Zara Home Y Kiddys Class- with 3.147 Stores in 70100262 Words   |  402 Pagesevery moment. Beatrice Kogg Lund, January 2009 Executive summary Background and purpose of the thesis The issues that stakeholders today are bringing to the corporate agenda are diverse indeed, ranging from issues pertaining to environmental sustainability, human rights, workers’ health and safety, community welfare and the spread of HIV/AIDS. From a corporate perspective this brings challenges that reach far beyond the traditional shareholder focus on financial returns and, as a direct consequence

Monday, December 23, 2019

Pride And Prejudice By Jane Austen - 799 Words

Emely Cabanas Mrs. Ricart English III A2 27 April 2015 Pride and Prejudice Society today puts a standard on marriage and makes sure that love is the reason for that marriage. In the novel, Jane Austen describes marriage as a benefit for social reasons rather than something true. Marriages are considered based on economic and social backgrounds. Austen shows how human feelings interact and are influenced by things that today would be considered morally wrong. Marriage is seen as a type of financial and social security, especially for women. The issue between reason and true emotion is shown through the marriage of several different characters. In Jane Austen s novel Pride and Prejudice, a successful marriage should be based on love, stability and happiness, but instead is only done for social status. In the opening of Pride and Prejudice, it says that â€Å"It is a truth universally acknowledged that a single man in possession of a good fortune must be in want of a wife (2). That statement foreshadows what the novel will be about and how marriage will be used throughout the novel. In Jane Austen s society, marriage is the ultimate goal that all women struggle to achieve, so for there to be real love, it would be greatly valued. In the society they are in, it is only logical to say if one believes that the main goal of a male or even a woman is to get married, especially to a partner that would greatly benefit their life. However, this truth is imprinted in the minds ofShow MoreRelatedPride And Prejudice By Jane Austen Essay1724 Words   |  7 PagesThe 18th century novel, Pride and Prejudice, by Jane Austen, is a fascinating book about a young woman’s struggle with family and love. Pride and Prejudice was originally published in 1813, but, the most common version of the story, and the one used for this research, is from the version published in 1892, still by only Jane Austen, though many other authors have contributed to this book over time. 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The family live as part of the lower gentry in early 19th century England. With that being said, Mrs. Bennet’s primary focus in life is to ensure that all her daughters are married, preferably to wealthy men. The book begins with Mrs. Bennet seeing an opportunity for her daughtersRead MorePride And Prejudice By Jane Austen1570 Words   |  7 PagesThe comical novel Pride and Prejudice by Jane Austen depicts the love life of women in the early 1800’s. Austen shows the hardships young women in that time period had to go threw to find their place in this world. Women were thought of as objects to the men, they were supposed to be stay at home mothers, or simple just a accessory to their partner. Women were the subordinates in life, as they still are today. 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Mr. Darcy struggles with the ideology of societal expectations while falling in love with Elizabeth Bennet. After persistent self-reflection, Mr. Darcy overcomes the stereotype of whom he should marry, and marries ElizabethRead More Pride and Prejudice by Jane Austen 1104 Words   |  5 Pagesrate of over 50% from 1970-2010. However, during the eighteenth and nineteenth centuries, marriage was often one of the few choices for a woman’s occupation. Reading Pride and Prejudice by Jane Austen from the twenty-first century perspective might make some matters that are stressed in the book seem dated or trivial. As Pride and Prejudice was set sometime during the Napoleonic Wars, it is only fitting that finding a proper marriage is on the minds of many of the women in the book. Marriage and marrying

Sunday, December 15, 2019

Fin Understanding Free Essays

Understanding the Concepts Professor Ingrain P. Nelson Fin 100 Introduction to Finance December 1, 2012 1. Imagine you are a small business owner. We will write a custom essay sample on Fin Understanding or any similar topic only for you Order Now Determine the financial ratios that are important to the business. Compare your ratios with those that are important to a manager of a larger corporation. As a business owner, financial understanding is something that has to be studied before you decide that you are going to open or even start a new business. Small businesses in general run the finance operations of their business in a different way than the larger corporations. Most of the small businesses must rely on the personal investors or personal resources to access money needed to be a successful business. It does not matter if it is a small business or a corporation; being a successful business depends on having the capability to make more than what is being paid out. Now that we have a little understanding of what it will take to start the business; we must have knowledge of the different types of ratios that will help us with this. The main three ratios that are used in the business world are the current ratio, total debt ratio, and profit margin. The current Asia is a measure of the company ability to pay off its short-term debt as it comes due (Melcher Norton). This ratio is computed by dividing the current assets by the current liabilities. Total debt ratio is Just what you think it is; the total amount of debt the company has. The total debt ratios are total debt or total liabilities of the business and divide it by the total assets. Profit margin is simply how much profits (money) is made during the operation or while the business was open if you had to close it down. Net income is divided by sales in order to show the profit. All of the three ratios are used to no matter how big or small your company seems to be. 2. Explain the advantages and disadvantages of debt financing and why an organization would choose to issue stocks rather than bonds to generate funds. If you run into the problem of the current ratio showing that you have the inability to cover the costs of the business then, debt financing may be the best solution for this problem. As we know with all financial options, there are some advantages and disadvantages of any company or business. The first advantage for debt financing is that it allows the menders or the owners of the company to maintain control and ownership of the company. A second advantage would be that the interest paid on the loan may be tax deductible depending on the type of loan. The best part is the lenders you borrow money from do not share in your profits. The main disadvantage is the risk of credit ratings getting ruined or filing for bankruptcy (Palaver, n. D. ) As an organization; they can choose to either issue stocks or bonds to help generate funds for the company. Most of the time they prefer to issue stocks over bonds. Stocks are a form of winnowers; they represent participation in a company’s growth (Investigated). A between investors and institutions that, in return for financing, will pay a premium for borrowing, known as a coupon (Investigated). When it comes to the obligation of repay the principle on the stocks you have none; now for the bond you must pay it on the date of maturity. The inertest of the bond has dividends, but the company only pays the dividends when the company makes a profit. The stocks have a fixed interest rate that has to be paid at a specific time. 3. Discuss how financial returns are related to risk. We know that how the returns work is the greater the risk the greater the returns. The more you invest the more you will get back in returns. The relationship between financial risk and return is the gain or the lost from investments or securities. Just because you have chosen to take a higher risk does not mean that your return will be as high as the risk you took. There are five factors of model investment risk shows risks in terms of credit risk, term risk, market risk, size risk, and price risk. The return on an investment can be measured by a real rate which is what is earned after inflation has been figured into the value. The market, size, and price factors are the link between risk and return (Risk and return are related – Wealth Foundations, n. D. ). Now the beta stock is one factor that will help to determine the risk. 4. Describe the concept of beta and how it is used. A stocks beta is the measure of an asset’s systematic risk and the relative risk (Melcher and Norton). Beta also measures the volatility or variability of an asset’s returns relative to the market portfolio (Melcher and Norton). The assets of the company are more volatile than the market. If the company has a greater systematic sis than the market then the betas are greater than 1. . Even though the total risk and the sum of systematic risks are all measured by beta, they are equal and they are all measured in different units. Total risk is measured in percentages and beta is unit less. The rules of how the beta works can be very easy to understand. The beta value will always be greater than 1 if a stocks price moves more than the stock market. If the value of the beta is less than 1, the stock market is moving more than the stocks price. Increased volatility of stock price equals higher risk for the investors ND a higher expected return, therefore betas over 1 are riskier. Betas under 1 are the exact opposite. These stocks have fewer risks, less volatility, and smaller overall returns. (Stock Beta and Volatility, n. D. ) 5. Contrast systematic and unsystematic risk. As mentioned in the above paragraphs, ownership of stock does not come without risks. The types of risks are categorized as systematic and unsystematic risks. The risks are very similar to each other; in that they are both affected by news and represent changes in a stocks return. The combination of these two risk types is noninsured the total risk. At this point is where the similarities between the two risks end. Systematic risks, also known as non-diversified risks, are common risks that affect all stock. This risk is the portion of an asset that can be linked to market factors that influence all firms (Marina, 2010). The market for the systematic risk is the news, such as hurricanes, war, or an increase in interest rates, that links with the investments of the company. When things like this happen the investors do not have control; and now this presents a higher risk for the stockholders. Now that the hysteretic risks cannot be mitigated through diversification, they require a risk reward for buying a risky stock. The risky premium is determined solely by the systematic risks of a security. In addition to the risk premium, stockholders expect high returns because of the high risks posed by systematic risks. (Weakened, Kismet, ; Skies, 2011) Unsystematic risks or diversified risks are independent risks that only affect a single company or industry. The risk indicates a portion of an asset that is related to random causes that are linked to firm-specific events (Marina, 2010). The types of unsystematic events are to be made by the company or the industry specific news. When a merger happens between two companies this is what falls into the unsystematic risk category. Also other industry factors and events such as labor unions, strikes, lawsuits, and marketing strategies are a unsystematic risk. The changes that happen resulting from the independent risks are unrelated across investments. If the company has one unsystematic event that may happen, this will not have an effect on the entire outcome of the portfolio. Since the risk was so low this meaner that the stock will not be able to receive a risk premium. They can, however, diversify their portfolio to eliminate unsystematic risks. The elimination of the risks lowers the return an investor can expect (Weakened, Kismet, ; Skies, 2011). 6. Imagine your manufacturing corporation has Just won a patent lawsuit. After attorney and other fees, your corporation will have about $1 million. Explain how you plan to invest the money in order to diversify the risk and receive a good return. Support your decisions with concepts learned in this course. If my manufacturing corporation has Just won a patent lawsuit, I would have to take advantage the financial concepts that I have learned in this class such as financial management, stock and bonds, and the financial risk. I would use these concepts in order to diversify the risk and receive a good return. I am not for sure as to how much was awarded before the attorney and other fees but, only about $1 million will remain. This money will be invested into different portfolios that would help to diversify the risks that I will be taken not that I have money to do that with. Taking about half of the money to invest in multiple companies that have the potential to row and I can see where it would grow. I would buy shares; this will give me the long term investments. How to cite Fin Understanding, Papers

Saturday, December 7, 2019

My True Identity free essay sample

The Real Me My personality is what makes me who I am today. Although I may have some weaknesses in my personality, I am basically the upbeat type. I try to be as happy as I can most of the time. Everyone cannot please each other but if everyone pleases everybody and are cheerful most of the time. My ethnicity, my location, sports, and my ambitions for the future have shaped my Identity. My personality and being a Christian were affected by my adoptive parents. My father is a disciplinarian and he taught me at a very early age the difference between right and wrong.He would always scold me properly when I misbehaved. Because of this early discipline, I always stop and think about what I am doing. If I think my father would disapprove, then I would not do it. My mother is a devoted Christian. She attends church service every Sunday and would always see to it that I go to Sunday school. We will write a custom essay sample on My True Identity or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page This was so instilled in me that while I was in high school I would assist the Sunday school teachers with the children left In their care, while their parents attended the church service. This has helped me to be very patient with younger children.My identity as also affected by my ethnicity. Although I was brought to this country from Jamaica when I was 1 year old, I still identify myself as being Jamaican, even though I cannot speak the Jamaican language, This Is because my parents have always surrounded me with people and things Jamaican. My parents brothers and sisters are Jamaican and when they visit, they always talk with the Jamaican accent and do things and cook dishes that are Jamaican. I can always talk with my Jamaican cousins and we can always confide in each other. When I was younger, I would go to Jamaica and spend time with my Grandparents.While there I would attend summer school. Socializing with Jamaican children my age helped to shape my identity as a Jamaican. My identity has also been affected by the location that I grew up in. In our neighborhood, my parents have friends that have taken an Interest In how I grew up. Could always talk to these friends and get their Impression on something that I had an interest in doing. Some of these friends are also Jamaican so this has helped to shape my identity as being Jamaican. I also have some friends in the area whom I communicate with on social media which has also shaped who I am today.Because some of these friends are American, It has helped to shape my Identity not Just as being Jamaican but Jamaican American. For instance I have learnt to accept Reggae music which is Jamaican and at the same time I like American Hip Hop music and several of the American artists. Also although one of my favorite dishes is Mac and Cheese which is the American side of my personality, I also enjoy Cake which Is Jamaican National fruit. Participating In different sports has also played a part In who I am today. I did Track and Field when I was in Middle and High school.Many 1 OFF re. You used to run for the Maryland Titans! I also did Karate while in Middle school and developed an identity as being very talented. I played Basketball in the neighborhood and developed the identity of being very athletic. Friends in the area used to call me a crafty little basketball player. I really enjoyed playing sports. This really helped to build my self-esteem, Just to know that people recognized what I have achieved in the different sports that I participated in. During my free time I love to watch Nettling, not Just any shows.I love to watch the shows that I have use my rain and solve mysteries, like Blue Bloods, CSS, Rookie Blue and all the solving mysteries that get my attention. This past June, I took a trip to California and Lass Vegas. In Lass Vegas the is this place called the CSS experience where I got to solve a fake crime. I was really happy that I solved the case in less than 25 minutes. Just by solving this crime I felt like I was in the television shows that I watch. From I was a young child; I was always fascinated with computers. Both of my parents work with computers, so I think that is what got me interested with them.I would always ask my parents to take me with them to work so I can get a better understanding. Just standing over their shoulder and watching their every move intrigued me, hence the choice in my Major is Cyber Security. Once I get my two-year degree I plan to go on to a four year college and complete my Bachelors degree in my chosen Major. Your identity isnt your identity until you start making choices later in life. Like if you like playing sports, my ethnicity, where I grew up thats your identity. Just dont run into life so quickly, live life for a while then start living it.